IP 1
“I am who I say I am” No document or verification required.
Low level risk activities such as paying a fine.
IP 1 plus
Provide one identity document with a date of birth to RatifyID which will be verified.
Low-level risk where the consequences are minor such as signing up to loyalty cards.
IP 2
Provide two or more identity documents one of which is a PhotoID, Passport, or Australian Birth Certificate to RatifyID which will be verified.
Moderate risk activities such as signing up for services that may be paid for, eg: Subscriptions.
IP 2 Plus
Provide two or more identity documents one of which is a PhotoID (Passport), or Australian Birth Certificate and another identity document to RatifyID which will be verified. The passport will be verified through the actual document and facial comparison.
High risk where incorrect identification will have high to moderate consequences eg. Undertaking larger financial transactions.